February 2023 Credit Card Sign-Up Bonus Round-Up

Credit Card Education's monthly list of credit card offers featuring lucrative sign-up bonuses is in. Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel. View the complete list.

Credit Card FAQs

• What is the best type of credit card rewards program?
It really depends on what you value more. We have found that a majority of consumers prefer cash back rewards programs. However, an equal amount of people have also flocked toward some of the points cards because of their current bonus structures.


• What credit scores define excellent, good, and bad credit from a lender's perspective?
Though it may vary from issuer to issuer the general rule of thumb is that an excellent credit score is 725 or above, good is 650 and above and bad is below 600. In between 600 and 650 is considered fair.


• What is the difference between a credit card and a charge card?
A credit card allows you to carry a balance over time. If you elect to carry a balance interest will be charged provided it is not during a 0% introductory period. With a charge card you are required to pay your balance in full at the end of every billing cycle.

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