0% APR Credit Cards

Reward your good credit with a 0% APR credit card. With these types of offers you will pay no interest for a year, and at times during promotional periods, over a year. As the economy begins to strengthen, we are seeing an influx of consumer-friendly 0% APR offers for purchases and now is the time to take advantage of them. With a 0% APR card, if you plan on using it for purchases for an item you wish to pay off over time, the best product will probably be the one that provides the longest time without accruing interest.

Apply Online for 0% APR Credit Card Offers

Barclaycard Ring™ Mastercard®
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Barclaycard Ring™ Mastercard®
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  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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0% 15 months (on balance transfers made within 45 days of account opening) 0% 15 months 13.99% Variable $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   


U.S. Bank Visa® Platinum Card
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U.S. Bank Visa® Platinum Card
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  • 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.99% - 22.99% Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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0%* 15 billing cycles on purchases and balance transfers* 0%* 15 billing cycles on purchases and balance transfers* 10.99% - 22.99% (variable) $0*
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Capital One® Quicksilver® Cash Rewards Credit Card
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Capital One® Quicksilver® Cash Rewards Credit Card
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  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
Regular
APR
Annual
Fee
Compare
0% intro on balance transfers for 9 months 0% intro on purchases for 9 months 13.99% - 23.99% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   



Capital One® VentureOne® Rewards Credit Card
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Capital One® VentureOne® Rewards Credit Card
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  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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APR
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N/A N/A 0% intro on purchases for 12 months 12.99% - 22.99% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Sony® Card from Capital One®
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Sony® Card from Capital One®
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  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until February 2018, 14.99% - 24.99% variable APR after that
  • No annual fee
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
Regular
APR
Annual
Fee
Compare
N/A N/A 0% intro on purchases until February 2018 14.99% - 24.99% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.