0% APR Credit Cards

Reward your good credit with a 0% APR credit card. With these types of offers you will pay no interest for a year, and at times during promotional periods, over a year. As the economy begins to strengthen, we are seeing an influx of consumer-friendly 0% APR offers for purchases and now is the time to take advantage of them. With a 0% APR card, if you plan on using it for purchases for an item you wish to pay off over time, the best product will probably be the one that provides the longest time without accruing interest.

Apply Online for 0% APR Credit Card Offers

Bank of America® Cash Rewards Credit Card
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Bank of America® Cash Rewards Credit Card
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  • $200 online cash rewards bonus after you spend at least $1,000 on purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • Plus, earn 2% at grocery stores and wholesale clubs, and 1% cash back on everything else
  • Bonus rewards capped at $2,500 is combined bonus category purchases each quarter
  • No annual fee
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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0% Intro APR for 15 Billing Cycles (for balance transfers made in the first 60 days) 15 Billing Cycles 0% Intro APR for 15 Billing Cycles 15 Billing Cycles 15.49% - 25.49% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Chase Freedom Unlimited®
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Chase Freedom Unlimited®
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  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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0% Intro APR on Balance Transfers for 15 months 15 months 0% Intro APR on Purchases for 15 months 15 months 16.49% - 25.24% Variable $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Citi Rewards+℠ Card
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Citi Rewards+℠ Card
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  • Earn 15,000 bonus points after you spend $1,000 on net new purchases with your card in the first 3 months of account opening
  • Enjoy 0% Intro APR on purchases and balance transfers for 15 months; balance transfers must be made within 4 months of account opening
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • Earn 2X Points at Supermarkets and Gas Stations
  • Earn 1X Points on all other purchases
  • Round-up to the nearest 10X points on every purchase
  • No annual fee
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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APR
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0% Intro APR on Balance Transfers for 15 months 15 months 0% Intro APR on Purchases 15 months 15 months 15.74% - 25.74% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Discover it® Cash Back
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Discover it® Cash Back
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  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
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0% for 14 months 14 Months 0% for 14 months 14 Months 13.49% - 24.49% Variable $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

TRIO® Credit Card from Fifth Third Bank
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TRIO® Credit Card from Fifth Third Bank
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  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases
  • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is open, then your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee
  • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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APR
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0% 12 billing cycles N/A N/A 15.49%-24.49%* Variable N/A
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

BankAmericard® Credit Card
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BankAmericard® Credit Card
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  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 15.24% to 25.24% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
Regular
APR
Annual
Fee
Compare
0% Intro APR for 15 Billing Cycles (for balance transfers made in the first 60 days) 15 Billing Cycles 0% Intro APR for 15 billing cycles 15 billing cycles 15.24% to 25.24% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.