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American Express Cards
American Express issues credit cards and charge cards to both businesses and consumers. An excellent credit rating is required for all of their offers and those who choose to carry them may reap the benefits of their exceptional rewards programs. All of their charge card products are tied to their Membership Rewards program which operates on a points based structure. American Express charge cards come with annual fees and require cardholders to pay their balances in full at the end of each billing cycle while the credit card offers give consumers the ability to carry a balance and pay it off over time. When you have found an offer you may click on the apply button which will redirect you to a secure application page on the official American Express website where you may fill out your secure application.
As stated above American Express charge cards come with annual fees and are most suited for those who spend a great deal throughout the course of the year. American Express credit cards come with excellent rewards programs though the interest rates are typically higher than those of other credit cards. If you are an individual who is looking for a 0% APR credit card or a balance transfer offer, American Express cards may not be the best choice as in our opinion they are designed more for the individual who pays their bills in full every month. If this describes your situation they are a great earning tool. If not we suggest that you visit our 0% APR or 0% balance transfer section to find a deal that may better suit your financial needs.
For both the American Express business charge cards and business credit cards from American Express an individual who is an officer of the entity applying for the card must complete the application. In addition to supplying the individual's social security number to secure potential loans a company EIN is also required.
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