Credit Cards for Excellent Credit

The better your credit, the more options you have available when it comes to applying for a credit card. For starters, you may be eligible for an offer that comes with a much more competitive and lucrative rewards structure, as the premier rewards card environment caters to those with excellent credit. Additionally, you may also qualify for elite or premium pricing and receive a longer intro rate, if applicable, for balance transfers and purchases. Most issuers consider an excellent credit rating to be 725 or above.

Bookmark Offer Citi® Double Cash Card Apply Now Learn More Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% cash back as you pay for those purchases. Receive 0% for 18 months on balance transfers made within 4 months of account opening Balance Transfers do not earn cash back; transfer fee applies If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month No categories to track and no caps on cash back No annual fee Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare N/A N/A 0% for 18 months 18 Months 15.74% - 25.74% (variable) $0 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Citi® Double Cash Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR 0% for 18 months Intro Period 18 Months Regular APR 15.74% - 25.74% (variable) Balance Transfer Rates Intro APR N/A Intro Period N/A Regular APR 15.74% - 25.74% (variable) Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Capital One Venture X Rewards Credit Card Apply Now Write a Review Read Reviews Learn More Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel Earn unlimited 2X miles on all other purchases Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network Receive up to a $100 credit for Global Entry or TSA PreCheck® Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare N/A N/A N/A N/A 21.74% - 28.74% (Variable) $395 Calculators: Minimum Payment close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Capital One Venture X Rewards Credit Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 21.74% - 28.74% (Variable) Balance Transfer Rates Intro APR N/A Intro Period N/A Regular APR 21.74% - 28.74% (Variable) Cash Advance Rates Intro APR Intro Period Regular APR 28.24% (Variable) Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee $0 at this Transfer APR Balance Transfer Fee Details $0 at this Transfer APR Additional Fees & Penalties Maximum Late Fee Up to $40 Maximum Over Limit Fee Maximum Default APR Cash Advance Fee 3% of the amount of the cash advance, but not less than $3 Foreign Transaction Fee None One Time Setup Fee

Bookmark Offer Chase Freedom Unlimited® Apply Now Learn More Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%. 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5 No annual fee No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% Intro APR on Balance Transfers for 15 months 15 months 0% Intro APR on Purchases for 15 months 15 months 16.49% - 25.24% Variable $0 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Chase Freedom Unlimited® Termsclose Instant Approval Balance Transfers Yes Credit Type Card For Purchase Rates Intro APR 0% Intro APR on Purchases for 15 months Intro Period 15 months Regular APR 16.49% - 25.24% Variable Balance Transfer Rates Intro APR 0% Intro APR on Balance Transfers for 15 months Intro Period 15 months Regular APR 16.49% - 25.24% Variable Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Bank of America® Cash Rewards Credit Card Apply Now Learn More $200 online cash rewards bonus after you spend at least $1,000 on purchases in the first 90 days of account opening Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Plus, earn 2% at grocery stores and wholesale clubs, and 1% cash back on everything else Bonus rewards capped at $2,500 is combined bonus category purchases each quarter No annual fee If you're a Preferred Rewards client, you can increase that bonus to 25% - 75% Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% Intro APR for 15 Billing Cycles (for balance transfers made in the first 60 days) 15 Billing Cycles 0% Intro APR for 15 Billing Cycles 15 Billing Cycles 15.49% - 25.49% (Variable) $0 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Bank of America® Cash Rewards Credit Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR 0% Intro APR for 15 Billing Cycles Intro Period 15 Billing Cycles Regular APR 15.49% - 25.49% (Variable) Balance Transfer Rates Intro APR 0% Intro APR for 15 Billing Cycles (for balance transfers made in the first 60 days) Intro Period 15 Billing Cycles Regular APR 15.49% - 25.49% (Variable) Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Chase Sapphire Preferred® Card Apply Now Learn More Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel. Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare N/A N/A N/A N/A 17.49% - 24.49% Variable $95 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Chase Sapphire Preferred® Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 17.49% - 24.49% Variable Balance Transfer Rates Intro APR N/A Intro Period N/A Regular APR 17.49% - 24.49% Variable Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Discover it® Cash Back Apply Now Learn More INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Redeem cash back any amount, any time. Rewards never expire. Use your rewards at Amazon.com checkout. Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free. No annual fee. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% for 14 months 14 Months 0% for 14 months 14 Months 13.49% - 24.49% Variable $0 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Discover it® Cash Back Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR 0% for 14 months Intro Period 14 Months Regular APR 13.49% - 24.49% Variable Balance Transfer Rates Intro APR 0% for 14 months Intro Period 14 Months Regular APR 13.49% - 24.49% Variable Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer TRIO® Credit Card from Fifth Third Bank Apply Now Write a Review Read Reviews Learn More 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories 1% unlimited cash back on all other purchases Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is open, then your variable APR will be 15.49% to 24.49% based on your creditworthiness No international transaction fees on credit purchases No Annual Fee Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% 12 billing cycles N/A N/A 15.49%-24.49%* Variable N/A Calculators: Minimum Payment close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close TRIO® Credit Card from Fifth Third Bank Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 15.49%-24.49%* Variable Balance Transfer Rates Intro APR 0% Intro Period 12 billing cycles Regular APR 15.49%-24.49%* Variable Cash Advance Rates Intro APR Intro Period Regular APR 26.49%* Variable Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee 4% of each balance transfer; $5 minimum. Balance Transfer Fee Details 4% of each balance transfer; $5 minimum. Additional Fees & Penalties Maximum Late Fee up to $39 Maximum Over Limit Fee Maximum Default APR Cash Advance Fee 5% of each cash advance; $10 minimum. Foreign Transaction Fee N/A One Time Setup Fee