Frequently Asked Questions

Below you will find commonly asked credit card questions and the respective answers. Because there are so many different topics surrounding credit cards, we have listed the most common questions we receive. If you have a question that is not covered below, you may contact us via our contact form and someone will get back to you quickly (typically within one business day) with a response. If you have a question about a particular credit card account that you may have, please call the number on the back of your card or reach out to the issuing bank directly.

What is the best type of credit card rewards program?

What credit scores define excellent, good, and bad credit from a lender’s perspective?

What is the difference between a credit card and a charge card?

Charge cards require you to pay your balance off in full every month. Why would anyone get one of these?

I need to transfer multiple balances to a new credit card with a 0% rate. How do I go about doing this?