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Blue Sky from American Express Credit Card Review
The Blue Sky Card is a travel rewards credit card in the American Express® portfolio. This is a travel rewards card that enables users to receive with points that are worth up to 33% more than points on most other travel rewards cards. It's preferable as it is a general travel rewards card rather than an airline specific card which locks cardholders into booking flights with a specific airline and its partners. Though the structure of the rewards program is sound, the pricing is slightly higher and the card is best used for rewards maximization by not carrying a balance. Here is a quick summary of Blue Sky from American Express:
Key Benefits
- There is no annual fee, and travel privileges are provided with the card free of charge.
- There is 0% APR introductory rate on purchases for the first full year. Following the initial introductory period, the APR is between 17.24% and 21.24%, depending on your credit score.
- Users earn 1 point for every dollar they spend on most purchases.
- Users can receive a $100 statement credit for earning 7,500 points, that can be used against any travel purchases, including air tickets, hotel stays, car rental, cruises from any travel agencies, tour operators, and online travel sites. This is where the 33% more value than other travel rewards cards that provide $100 statement credit for earning 10,000 points.
- There is no limit on points, which means users can earn as many points as possible with no expiration.
- Users can book their own travel plans without being restricted from earning points. This allows users to find the best deals while still earning points.
- The card also offers Return Protection and Purchase Protection for users to return an eligible item within 90 days from the date of purchase. American Express will refund users up to $300 per item and up to $1,000 per card account per year.
- Users are given exclusive access to the Blue Savings Program, which offers discounts on hotels, rental cards, dining, cruises and various travel purchases. JW Marriot Hotels offer 20% discounts at Hertz car rental, and Renaissance Hotels offer a free breakfast every time you stay at the hotel over a weekend, and an additional $100 discount for the next time you stay at the hotel. Regent Seven Seas Cruises offer $250 on-board credit with purchases made on the Blue Cash card.
The Blue Sky Card from American Express is preferable for customers that want to earn points redeemable for travel. Perhaps the most ideal benefit of the points program is that they are also redeemable as statement credit. However, this card is designed so that points are specifically to be used for travel and related items or services.
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