Cash Back Credit Cards

Currently, the leading cash back credit cards are offering flat cash back on every purchase as well as sign-up bonuses. These are much better options than those with revolving categories where consumers may earn cash back, but with a complex structure containing caps and sign-up requirements in order to maximize earning. View the popular cash back products listed below complete with their terms and rate structures. To apply for either of the offers, utilize the apply button which will load a secure application in a new window.

Apply Online for Cash Back Rewards Card Offers

Citi® Double Cash Card
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Citi® Double Cash Card
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  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% cash back as you pay for those purchases.
  • Receive 0% for 18 months on balance transfers made within 4 months of account opening
  • Balance Transfers do not earn cash back; transfer fee applies
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
  • No categories to track and no caps on cash back
  • No annual fee
Intro APR
(Balance Transfers)
Intro Period
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Intro APR
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Intro Period
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N/A N/A 0% for 18 months 18 Months 15.74% - 25.74% (variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Capital One® QuicksilverOne® Cash Rewards Credit Card
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Capital One® QuicksilverOne® Cash Rewards Credit Card
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  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
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N/A N/A N/A N/A 26.99% (Variable) $39
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Bank of America® Cash Rewards Credit Card
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Bank of America® Cash Rewards Credit Card
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  • $200 online cash rewards bonus after you spend at least $1,000 on purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • Plus, earn 2% at grocery stores and wholesale clubs, and 1% cash back on everything else
  • Bonus rewards capped at $2,500 is combined bonus category purchases each quarter
  • No annual fee
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
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0% Intro APR for 15 Billing Cycles (for balance transfers made in the first 60 days) 15 Billing Cycles 0% Intro APR for 15 Billing Cycles 15 Billing Cycles 15.49% - 25.49% (Variable) $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Chase Freedom®
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Chase Freedom®
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  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
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0% Intro APR on Balance Transfers 15 for months 15 months 0% Intro APR on Purchases for 15 months 15 months 16.49% - 25.24% Variable $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.
   

Discover it® Cash Back
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Discover it® Cash Back
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  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro APR
(Balance Transfers)
Intro Period
(Balance Transfers)
Intro APR
(Purchases)
Intro Period
(Purchases)
Regular
APR
Annual
Fee
Compare
0% for 14 months 14 Months 0% for 14 months 14 Months 13.49% - 24.49% Variable $0
IMPORTANT DISCLAIMERclose
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.