Points Rewards Credit Cards

Points credit cards are the choice of many consumers due to their flexibility. Many prefer to earn rewards that can be redeemed for merchandise, travel, airline tickets, gift cards, or just about anything else you can buy online. When selecting a points credit card you have two different options. You can select a charge card which requires you to pay your balance every month or you can choose a traditional revolving balance offer (credit card) which allows you to pay off the purchases you make over time.

Bookmark Offer Luxury Card™ Mastercard® Black Card™ Apply Now Learn More Patented black PVD metal card—weighing 22 grams. 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent. Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest. 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small. Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits. Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply. Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. 15 Billing Cycles N/A N/A 14.99% $495 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Luxury Card™ Mastercard® Black Card™ Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 14.99% Balance Transfer Rates Intro APR 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. Intro Period 15 Billing Cycles Regular APR 14.99% Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Chase Sapphire Reserve® Apply Now Learn More Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓® One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21. Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare N/A N/A N/A N/A 18.49% - 25.49% Variable $550 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Chase Sapphire Reserve® Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 18.49% - 25.49% Variable Balance Transfer Rates Intro APR N/A Intro Period N/A Regular APR 18.49% - 25.49% Variable Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Citi Rewards+℠ Card Apply Now Learn More Earn 15,000 bonus points after you spend $1,000 on net new purchases with your card in the first 3 months of account opening Enjoy 0% Intro APR on purchases and balance transfers for 15 months; balance transfers must be made within 4 months of account opening Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com Earn 2X Points at Supermarkets and Gas Stations Earn 1X Points on all other purchases Round-up to the nearest 10X points on every purchase No annual fee Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare 0% Intro APR on Balance Transfers for 15 months 15 months 0% Intro APR on Purchases 15 months 15 months 15.74% - 25.74% (Variable) $0 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Citi Rewards+℠ Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR 0% Intro APR on Purchases 15 months Intro Period 15 months Regular APR 15.74% - 25.74% (Variable) Balance Transfer Rates Intro APR 0% Intro APR on Balance Transfers for 15 months Intro Period 15 months Regular APR Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee

Bookmark Offer Chase Sapphire Preferred® Card Apply Now Learn More Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel. Intro APR (Balance Transfers) Intro Period (Balance Transfers) Intro APR (Purchases) Intro Period (Purchases) Regular APR Annual Fee Compare N/A N/A N/A N/A 17.49% - 24.49% Variable $95 close IMPORTANT DISCLAIMERclose * This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed. close Chase Sapphire Preferred® Card Termsclose Instant Approval Balance Transfers Credit Type Card For Purchase Rates Intro APR N/A Intro Period N/A Regular APR 17.49% - 24.49% Variable Balance Transfer Rates Intro APR N/A Intro Period N/A Regular APR 17.49% - 24.49% Variable Cash Advance Rates Intro APR Intro Period Regular APR Rewards Information Rewards Type Rewards Bonus Rewards Cap Program Cost Balance Transfer Fee Information Balance Transfer Fee Balance Transfer Fee Details Additional Fees & Penalties Maximum Late Fee Maximum Over Limit Fee Maximum Default APR Cash Advance Fee Foreign Transaction Fee One Time Setup Fee