Retail Rewards Credit Cards

Retail rewards cards are best suited for those who are frequent shoppers at niche specialty stores or in some cases, websites. The rewards structure of these programs usually allow a higher earn per dollar when purchases are made at the particular store and will usually come with an introductory sign-up bonus redeemable for a gift card as well. Retail rewards cards in almost all cases are more favorable than store issued cards, meaning cards provided without a co-branded Visa, MasterCard, Discover, or American Express logo, as store cards tend to have very high interest rates.